School’s In For The Summer Series

Financial Educational Workshops
August Session: Is Your 401k Failing? Here’s the Rescue Plan

Wednesday ( lunch) – August 5th 12:00noon & Saturday ( light breakfast) – August 8th 10:00am

JP Financial Group Offices: 5821 Fairview Rd., Ste. 207, Charlotte, NC 28209

Catch up. Get Ahead. level up your life.

Join us for our “School’s In for the Summer” Series!

This isn’t your old summer school detention! At JP Financial Group, Summer School is where the smart ones come to get ahead—and the bold ones come to catch up and make the grade. Gain more clarity and confidence, and learn real strategies to help build your financial future. See you in class!
August Session: Is Your 401k Failing? Here’s the Rescue Plan – Wednesday (lunch), August 5th 12:00noon & Saturday (light breakfast), August 8th 10:00am

What We Will Discuss:

Join JPFG Wealth Management for an essential class designed to break down employer-sponsored retirement plans, maximize your tax advantages, and navigate the latest legislative changes that impact your future.

  • Types of Employer-Sponsored Retirement Plans: Exploring the differences between Defined Contribution Plans (401k, 403b, 457b, SIMPLE/SEP IRAs) and Defined Benefit Plans (Traditional Pensions and Cash Balance Plans).

  • Deep Dive into the 401(k): How traditional pre-tax contributions contrast with Roth after-tax contributions, plus a look at vesting rules and common mistakes to avoid.

  • SECURE Act 2.0 & Legislative Updates:
    • Automatic enrollment rules and expanded access for part-time workers.
    • Increased catch-up limits for ages 60–63.
    • Crucial 2026 Shift: New Roth requirements for catch-up contributions if you earn over $145,000.

    • Changes to Required Minimum Distributions (RMD) age and the upcoming 2027 Saver’s Match.

  • The Role of a Fiduciary Advisor: Why having a fiduciary on your side changes how you analyze and optimize your 401(k).

Light lunch/ Continental breakfast served dependent on course date

Can I bring someone?

Yes! In fact, we encourage you to bring your spouse, a family member, or a friend who could benefit from this information. Just be sure to reserve an extra seat for them when registering!

About Your Instructor

Joyce Palmer

Please join your instructor, Joyce Palmer for this educational event. Using her vast knowledge of financial planning, she has designed this course to give you the important information you need to properly prepare for your retirement.

The past 40 years we have been committed to making a positive difference in our client’s lives. Most people don’t have the time, energy or desire to learn about the things that make a drastic difference for their financial future.

Limited seating: classes will fill fast, so register now to secure your spot!