Our Approach is Invaluable
Especially for Women
This strategic division of labor provides what we call “Protected Prosperity.” By separating your income needs from your growth assets, we deliver:
- Unshakable Certainty: You will know the exact minimum amount of income you can count on every single month, forever. This eliminates guesswork and anxiety.
- Absolute Security: Your ability to cover housing, food, and healthcare is insulated from stock market corrections, economic downturns, and inflation risk.*
- Empowered Confidence: With your essential expenses guaranteed, you gain the peace of mind to truly enjoy your retirement. You can use your discretionary investments for travel, hobbies, and family without ever worrying about jeopardizing your core lifestyle.
What Truly Sets Us Apart
We are not just investment managers; we are retirement income architects. While many advisors focus solely on accumulating wealth, we specialize in the more complex and critical phase: designing a sustainable, predictable income stream that cannot be outlived. This client-centric philosophy ensures your plan is built for security first and growth second—a distinction that makes all the difference.
JP Financial Group LLC – Designing Guaranteed Income.
JPFG Wealth Management – Strategizing Investment Growth.
*Disclaimer: Guarantees are backed by the claims-paying ability of the issuing insurance company. Insurance products are not offered through JPFG Wealth Management or Interactive Brokers.
Here For You
Meet Your Advisor
Joyce Palmer
President, JP Financial Group
Joyce Palmer is the President and Managing Partner of JP Financial Group, LLC, and co-owner of JPFG Wealth Management, LLC. With over two decades of experience in financial services, Joyce has built her career on one powerful mission — to help women create financial clarity, confidence, and lasting legacies.
As a seasoned professional, Joyce understands the distinct challenges and opportunities women face throughout their financial journeys. She believes every woman deserves a written plan that reflects her values, priorities, and long-term goals. Through her signature approach, Joyce blends empathy with expertise to deliver personalized strategies that help women navigate retirement, protect their income, and achieve financial independence.
What truly sets Joyce apart is her ability to listen deeply — to the stories, goals, and concerns that shape her clients’ lives. Her process is designed to simplify complex decisions, reduce financial stress, and empower clients to take charge of their future with confidence.
Joyce holds a Bachelor’s degree in Business from Virginia State University and has completed advanced studies in retirement income planning, Social Security optimization, estate planning, and long-term care strategies. Her well-rounded expertise allows her to provide guidance that integrates every stage of her clients’ financial lives.
Beyond her professional role, Joyce is deeply committed to mentorship and education. She teaches community-based retirement courses and hosts the Proactive Women Podcast, where she shares insights and encouragement for women pursuing financial wellness and empowerment.
