Instructor: Joyce Palmer

Location: Pineville Library
505 Main Street, Suite 100, Pineville, NC 28134

• When your benefits may begin and how the age at which you apply will affect the amount you receive.
• How to maximize Social Security benefits and how to minimize taxes on them.
• Strategies to consider before deciding to apply for benefits.
• When it makes sense to delay benefits - and when it does not.
• How the wrong Social Security decision can cost you money.
• How your current employment will affect benefits.
• How cost-of-living adjustments (COLAs) impact benefits.
• What Medicare does and does not cover, and how to avoid costly gaps.
• The differences between Medicare Parts A, B, C & D, and what each one really means for you.
• What the “One Big Beautiful Bill” means for your Social Security and Medicare.